tax query

$tax_query = array(
	'relation' => 'AND',
	array(
		'taxonomy'         => 'category',
		'terms'            => 'whitepaper',
		'field'            => 'slug',
		'operator'         => 'AND',
	),
	array(
		'taxonomy'         => 'sector',
		'terms'            => 'retail-banking',
		'field'            => 'slug',
		'operator'         => 'AND',
	),
);